Siena Reserve is located in beautiful, charming St. Cloud, FL. With affordable HOA and NO CDD fees, this picturesque community is surrounded by wetlands and ponds providing peaceful tranquility in an impressive wildlife setting. If you love the pleasures of hometown living and being minutes from Florida Turnpike and Highway 192, and only a short drive from Lake Nona, Kissimmee, and Orlando—Siena Reserve is the perfect place for you! If small town charm is what you're looking for, Siena Reserve in St. Cloud, FL is the perfect gem. Located in Osceola County, this area flourishes with Florida history, antique shopping, and lively eateries. Known for its nearby 12,000-acre lake—East Lake Tohopekaliga, which features world-class bass fishing, boating, swimming, hiking and stunning wildlife, you'll love living here. Plus, you're only a short drive from Lake Nona, Kissimmee, and Orlando. And when you're ready to sit back and let yourself be pampered, take a dip in Siena's resort-style pool, and relax in the shade of its cabana. Siena Reserve offers modern designed floorplans that suit the lifestyle you want to live.The Panama is a perfect example of single story living at 2021 sf, 3 bedroom, 2-bath Master split, plus flex room, with a spacious great room and a covered lanai. Walk into this great open floorplan house that features multiple added features throughout. Step through the foyer to find a bedroom and a convenient full bath to your left, a flex room beyond that, and entry into the 2-car garage, laundry room and 3rd bedroom to the right. Continue into the large great room, dining room, kitchen, and dinette combo. Your kitchen boasts 42" cabinets with a convenient island that also doubles as a breakfast bar, and the homes includes oven, range, dishwasher, and disposal. To the right is your personal retreat. Your Owner's Suite includes an open bath with dual sinks and shower, separate water closet, and a large walk-in closet. A covered lanai off the dinette area extends your relaxation outdoors - enjoy a cool breeze, sip coffee, or invite friends over to cook out. Add an optional full front porch to relax and engage with neighbors, or change the flex room into a Study or 4th bedroom. You can also add a second floor bonus room with half bath - making a cool playroom, office, craft room or just another living space for the whole family. The Panama is an extremely popular floor plan and has so much to offer anyone. Come see the Panama and find your home today. All Ryan Homes now include WIFI-enabled garage opener and NEST smart thermostat. **Closing cost assistance is available with use of Builder's affiliated lender**. DISCLAIMER: Prices, financing, promotion, and offers subject to change without notice. Offer valid on new sales only. See Community Sales and Marketing Representative for details. Promotions cannot be combined with any other offer. All uploaded photos are stock photos of this floor plan. Actual home may differ from photos.